@fox
@vfrmedia

Yea, I've thought the same thing about medical debts, Especially if Ins paid 80% of it... etc. etc... IF they got a tax write off for writing off the debt, then they shouldn't be able to sell it for pennies on the dollar, to someone else to go and try and collect.

- It's funny money at this point.

@randynose @vfrmedia

A known "trick" to get your medical bills down is to ask for a itemised of charges. They're, to my best knowledge, obliged to provide one and it often results in a lower bill.

@IceWolf I had to look it up as well, but apparently it means “Student Loan Asset Backed Securities” which sounds like an awful thing tbh.

OCR Output (chars: 1412) 

@seachaint
(Couldn't find a language with the name 'please', falling back to eng.)

8:59 7 Rey

< .@​r/Superstonk Voi

£ 2940 # CC) 262 <Share_ (*) Award

& ghostclown17 5h
© @​ 216 Awards

I have sent four student loan debt collectors
packing using the Fair Debt Collection Practices
Act. It's an easy read for anyone into that sort of
thing. I assume it's specifically because of the
SLABS that the FDCPA works like a charm. If
I'm contacted by a debt collector I immediately
request verification of the debt pursuant to

the FDCPA. They have to verify the debt before
taking any further collection actions. Without
fail they send me a copy of the Promissory
Note I allegedly signed but the copy they send
has my name typed on the signature line. I
assume this is because the original note has
already been sold in a SLABS. Anyway, a note
with a name typed on the signature line is at
best NOT proof of a debt and at worst it's a
forgery and mail fraud. I point this out and the
debt collector instantly vanishes. It worked four
times for me and now it's been long enough
that the student loan is off my credit report.
Hey, I'm happy to pay my debts but if they
already sold the debt in a SLABS then F them.
I'll wait until the true holder of the note shows
up with a valid claim.

I Reply 4 1.8k 7

ChemicalFist 5h
a ™ ComputerShared

Nical Gnraadina thie infa minht haln athare

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Error 

@fox
Couldn't find any media.
Contact the admin (lynnesbian@fedi.lynnesbian.space) for assistance.
For further information, check github.com/Lynnesbian/OCRbot/b

@fox It's run as a public service by Lynn and it is a wonderful gift to the 'Verse indeed. :)

I gather it is racking up a lot of CPU time though so it is generally better to offer a manual transcript when time allows. I tend to do so for shareworthy images if I'm on a laptop at the time.

@seachaint
I normally do transcribe things, but on a mobile phone, things get rather difficult (for me). So yes, on a laptop transcribing works a lot better :)

@fox Does this actually work? Or is this yet another "That's a maritime flag and not our jurisdiction!" argument?

@drwho @fox That was one person sharing their experience. Does it generalize? Good question.

@be @drwho @fox but in this case, debt collectors in particular have much less legal power than their intimidation techniques try to imply. It’s not the same as police where they can just do what they want; debt collection agencies are actually subject to losing lawsuits for illegal collection behaviour, and conveniently a lot of that behaviour can become very serious charges like fraud, forgery, and other financial crimes that carry heavy penalties, so they do have some things to be afraid of.

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